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1) 보험 개발원에 보험료 조회 등을 위해 개인정보를 입력합니다.


2) 보험료 산출을 위한 조건을 선택하시는 건데요, 각 항목의 물음표 버튼을 클릭하면 자세한 설명이 나오기 때문에 어렵지 않게 선택을 하실 수가 있습니다.


3) 기존에 자동차 보험을 가입한적이 있는지, 처음인지 등을 입력하시고 언제부터 보험적용을 받을지 기입하는 부분입니다. 그리고 구입차량 정보를 입력하는데 차량가액은 자동으로 계산됩니다. 저같은 경우는 K5 하이브리드를 선택해서 진행해보겠습니다.


4) 보험료 산출

 
5) 담보사항 항목별 금액 확인 ▶ 자신에게 필요없다고 생각하는 담보를 제외하면 보험료 가격은 더 내려갑니다. ※ 예를들어 자기차량손해(일명 자차)를 제외하면 보험료는 818,490원이 되는 것입니다.

보상받을 수 있는 대상인 차량가액 3,095만원으로, 총 보험료가 1,582,590원으로 나왔네요~^^ 보험료 산출에는 차량가액도 영향을 미치지만, 운전경력, 연령도 영향을 많이 주는만큼 같은 차량가액이라도 다른 보험료가 산출될 수 있답니다.

 

9월 30일까지 보험료만 알아봐도 상품을 주는 이벤트도 진행하니 자동차 구입계획이 있으신 분들은 한번쯤 관심가져보는 것도 좋을 것 같습니다.

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